Treatment fees are dependent on many factors including the severity of the problem, the difficulty of the treatment, and the time necessary to complete the treatment. We offer a variety of payment options tailored to fit your individual needs. Typically, the initial payment is made when treatment begins, and the remaining balance is divided into monthly payments, which will be spread out over the treatment time. There are no finance charges if your account remains in good standing, however, there is a $5.00 late fee on past due payments. Monthly payments are due on the first of the month, but you are given a grace period until the fifteenth before late charges are assessed. For those patients who choose to pay in full at the start of treatment, we offer a courtesy discount.
Payments can be made by cash, check, or the following credit cards, Visa, MasterCard, Discover, and American Express. Credit cards may be used for down payments, monthly payments, or incidental fees. If desired, our office can arrange for auto monthly payments via credit card, checking, or savings account.
If you have insurance which covers orthodontic treatment, our office will help you determine your insurance benefits. Our office accepts all insurance providers; however we are a preferred provider for Aetna, Cigna, Delta Dental Premier, and United Concordia. As a service to our patients who have insurance, we will estimate the amount of coverage you have. Typically, reimbursement for orthodontic service is not made in a single payment. Most insurance companies make a down payment when the braces are placed, and will pay the remainder in either monthly or quarterly payments until the maximum benefit is reached.